• Innova Assegurances - Your Insurance Brokerage
Cars

Drive calmly, we protect you.

Cars

At Innova Assegurances we know that every driver is different. That's why we offer you several types of car insurance so you can choose the one that best suits you, your vehicle and your budget.

Basic Third Party Insurance
The basic and mandatory option for driving. Covers material and personal damage caused to third parties in the event of an accident. Includes:

  • Mandatory and voluntary civil liability.
  • Travel assistance from kilometer 0.
  • Legal defense and claim for damages.
  • Glasses
  • Hunting animals
  • Driver + occupants
  • Replacement Vehicle
Ideal for vehicles that are a few years old or for drivers looking for essential protection at an affordable price.

Third Parties Expanded
A further step in security. In addition to the coverage of the basic modality, it includes:
  • Theft and fire of the vehicle.
  • Damage due to atmospheric phenomena (stone, wind, floods, etc.).
It is the best option if you want more complete coverage without reaching the cost of all-risk insurance.

All Risk with Franchise
Designed for new or high-value vehicles. Includes all damage to the vehicle, even if you are responsible for the accident, with a deductible that reduces the annual premium.
  • Self-damage and acts of vandalism.
  • Premium assistance and rapid claims management.

All Risk No Deductible
The most complete protection. You won't have to worry about anything: any claim is fully covered without any additional costs.
  • Repairs in an agreed or trusted workshop.
  • New valuation during the first few years.
  • Full 24-hour assistance.

Ask for the price of your insurance

We will send you a message with the proposal

Frequently Asked Questions
  • Third party insurance covers damage you may cause to other people or vehicles, but not your own damage.
  • Comprehensive insurance also covers damage to your own vehicle, even if you are responsible for the accident.
It includes the repair or replacement of the windshield, side windows and rear window if they are broken by accident or vandalism.
Only if you have taken out theft coverage. In this case, it covers total or partial theft and the damage caused in the attempt.
It covers material damage to your vehicle even if you are responsible for the accident or there is no third party involved.
Vehicle documentation, passport or residence permit, driver's license and IBAN account.
You can do it by phone, through our website, on the App, via email, via WhatsApp or in person at our offices. It is advisable to provide photos, the friendly statement and, if necessary, a complaint.
Generally, 5 to 7 days from the date of the accident (depending on the company and current legislation).
Yes, many insurers allow you to pay annually, semi-annually, quarterly, bi-monthly or monthly.
It depends on the policy. Some only cover regular drivers, while others allow any driver over a certain age or with X years of experience.
If you have international travel assistance , you will be covered within the specified geographical area (usually the EU and green agreement countries).
Only if they have been previously declared and assessed in the policy.
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