The supplement for sick leave that guarantees the payment of a certain amount of compensation for the days that the insured person cannot work as a result of an illness or an accident.
Salary supplement
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Frequently Asked Questions
It is a policy that guarantees a financial benefit in the event that the insured person is temporarily unable to work due to illness or accident.
Self-employed workers, liberal professionals and employees who want to supplement Social Security coverage.
Common illness is not related to work, while work-related accidents or occupational illnesses have a direct origin in work activity.
There is usually a waiting period but it depends on the company.
Yes. Most policies establish a maximum, usually between 12 months for each claim.
It depends on the amount insured and the age of the insured. Often all you need to do is fill out a health questionnaire.
Yes, but any change may require a new medical assessment or a premium adjustment.
- Undeclared previous illnesses or injuries
- Accidents due to risky activities (sports or professional)
- Alcohol or drug use
- Withdrawals during the initial grace period
Notify the mediator of the cancellation within 5 days of the incident.
Provide the official medical report and any complementary report.
Follow the medical control procedures indicated by the insurer.
Provide the official medical report and any complementary report.
Follow the medical control procedures indicated by the insurer.
It depends on the company, but it is usually paid monthly or at the end of the leave, once the duration has been accredited.
