Death, disability due to accident or illness.
Lifetime guarantee.
We provide you with a second medical opinion.
Cardiac rehabilitation programs.
Serious illnesses.
Advance of 75% of the capital in case of illness.
Death due to traffic accident.
Disability due to traffic accident.
Telephone legal consultation.
Life
We ensure your peace of mind and the well-being of your loved ones.
Ask for the price of your insurance
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Frequently Asked Questions
It is a contract by which an insurance company undertakes to pay an amount of money (capital or income) to designated beneficiaries if the insured person dies or becomes disabled, in exchange for the payment of a premium.
There is mainly one type:
- Life risk: covers the death or disability of the insured. It is used to protect the family or guarantee mortgages.
The beneficiary can be any person or entity designated by the policyholder (the person who contracts the policy). It can be changed at any time, if this right has not been expressly waived.
Normally, once the required documentation (death certificate, ID card, policy, etc.) has been presented, the company has 40 days or less to make the payment of the insured capital.
It is not mandatory by law, but many banks recommend it or link it to the granting of the mortgage. However, you can contract it with any company , not necessarily with the bank.
Coverage is terminated if payment is not made within the established period.
It depends on the amount insured and the age of the insured. For high capitals, companies usually request a health questionnaire or medical tests.
Yes. The policyholder can modify coverage, beneficiaries or cancel the policy, respecting the deadlines established in the contract (usually with a notice period of 30 to 60 days).
Some insurances offer coverage such as:
- Absolute or permanent disability.
- Serious illnesses.
- Death by accident or traffic accident.
